The Newfoundland and Labrador Medical Care Plan (MCP) is a publicly administered comprehensive plan of public medical care insurance. You can get an MCP card for free and it can be really helpful if you need to use any public health facilities.

For information on MCP and applying for a MCP card please go to Medical Care Plan (MCP) - Health and Community Services (gov.nl.ca) and here is the application form Microsoft Word - 2020-06-18 App for MCP Coverage.doc (gov.nl.ca)

You will need to submit:

• MCP application
• Proof of enrollment issued within last 30 days (enrollment letter can be obtained from Self-service- https://www.mun.ca/regoff/records/education-verification/enrolment-verification/)
• Copy of study permit (must be valid for at least 12 months from now)
• Copy of passport

You can mail it, fax it or drop it in drop slot at 45 Major’s Path

Under MCP, you will be covered for:

• Doctor’s visits
• Surgical, diagnostic and therapeutic procedures
• Pre- and post-operative care
• Maternal care
• Radiology services
• Certain in-hospital dental surgeries
• For an exhaustive list, please see here.

As an international student, you are automatically enrolled in Foreign Health Insurance. You are able to opt-out of foreign health insurance if you obtain an MCP card. If you do so, you will automatically be transferred to your student union insurance. Please keep an eye on our website for the exact opt-out dates.

Pursuant to MCP regulations, the initial study permit submitted to register for MCP must be valid for more than 12 months. If you remain a full-time student in good standing at Memorial beyond the date your IRCC Study Permit expires, you MUST renew your Study Permit. If you do not have your renewed study permit back before your MCP expires, apply for MCP extension based on evidence you have applied to extend your study permit plus an updated enrollment letter proving full time student status. Proof of study permit extension includes the Confirmation of Submission letter from IRCC and a copy of your payment receipt. An updated Enrollment Verification can be requested from Memorial Self-Service.

There are certain healthcare-related costs that MCP does not cover; an exhaustive list can be found at this website, but the most salient one on the list would be prescription drugs.
The MUNSU/GSU plan, provided by Green Shield Canada, acts as supplementary coverage to MCP, covering most of what it does not. In comparison, the Foreign Health Insurance plan  covers primarily emergent conditions (it does have up to $10,000 a year for non-emergent medically necessary visits). 

Undergraduate students who are eligible to opt out of the foreign health insurance will then transfer to the MUNSU health and dental insurance. Information on MUNSU health and dental insurance can be found at:

Health and Dental Insurance — MUN Students' Union (munsu.ca)

Under MUNSU/GSU, you will be covered for:

• Prescription Drugs
• Hearing Care
• Medical Items and Services
• Emergency Transportation (Ambulance)
• Professional Services (Therapists, etc.)
• Accidental Dental
• Vision Care

Note: there is a monetary limit on the expenses you may claim through your MUNSU plan. For more details please refer to your detailed benefits booklet at MUNSU.

Graduate students who are eligible to opt out of the foreign health insurance will then transfer to the GSU health and dental insurance. Information on GSU health and dental insurance can be found at:

Health & Dental — GSU MUN site

Under MUNSU/GSU, you will be covered for:

• Prescription Drugs
• Hearing Care
• Medical Items and Services
• Emergency Transportation (Ambulance)
• Professional Services (Therapists, etc.)
• Accidental Dental
• Vision Care

Note: there is a monetary limit on the expenses you may claim through your GSU plan. For more details please refer to your detailed benefits booklet at GSU.

Memorial University offers a Student Wellness and Counselling Centre (SWCC) which is located on the 5th floor of the University Centre, UC-5000

The Student Wellness and Counselling Centre (SWCC) at Memorial University provides counselling, and health and wellness support for students, including primary health care, counselling, health promotion, disease prevention and wellness education. 

Please note that the Student Wellness and Counselling Centre is not equipped to deal with major emergencies such as heart attacks, strokes, broken limbs, active suicidal thoughts or other life-threatening injuries.

Their contact information is:

• Phone: 709-864-8500
• Medical Services (physician or nurse): swccfrontdesk@mun.ca 
• Counselling: swccfrontdesk@mun.ca for inquiries or complete the Request Counselling Form to request an appointment with a counsellor
• Wellness (services, resources, events): swccwellness@mun.ca

St. John’s hospitals:

• Health Science Centre - Health Sciences Centre - Eastern Health
• St. Clare’s Mercy Hospital - St. Clare’s Mercy Hospital - Eastern Health
• Waterford Hospital - Waterford Hospital - Eastern Health

Dependents of an MCP-eligible student can be included in the student's MCP application and must provide appropriate immigration documentation (i.e. confirmation of their dependent relationship with the said student).
MUNSU/GSU policyholders must opt-in their dependents and purchase additional coverage for them through:
• MUNSU
• GSU
Foreign Health Insurance policy holders should visit www.guard.me/mun to enroll their dependents.

If you are on the MUNSU(www.munus.ca) or GSU (www.gsumun.ca) plans, visit their website for information.
Submitting a claim to guard.me is simple: you’ll need to have your Policy or Certificate Number and Date of Birth handy, and input them here. Guard.me will require scanned receipts and medical records, so don’t forget about them! You don’t need an account, but it is highly advisable that you create one on the guard.me website so as to be able to manage all your claims. 

• Email Natasha at nclark@mun.ca
• Book an appointment through My MUN Life (my.mun.ca). 
  To book an appointment:
  1. Go to my.mun.ca and log in
  2. Click "Student" or "Alumni" link near the top of the page.
  3. Click "My MUNLife" in the "Student Services" or "My MUNLife" box.
  4. Click on "Internationalization Office" & then click “Book an Appointment with the Internationalization Office”.
  5. Select Foreign Health Insurance Advising.